How to Buy Bitcoin with Credit Card

With the beginning of 2017, buying bitcoins with your credit card has become even easier than you’d have thought. The only problem is locating an appropriate source to buy them. Below we highlight some of the best places to buy bitcoin, either with an exchange or more favourably with a CFD provider.

Best Place to Buy Bitcoin using Credit Cards

When buying bitcoin with a credit card, you must decide if you want to actually own the asset or if you want to buy it using leverage. We tend to recommend buying it using leverage because you will be buying it through a regulated provider. Cryptocurrency exchanges have no regulation and so open you up to counterparty risk.

Providers like eToro also have a very simple and easy process to buying bitcoin using credit cards. It is very user friendly and makes life for first time traders considerably easier. Once you have signed up it is very easy to fund your account. Not only will it show you how to buy using a credit card but it also highlights some of the various advantages to using providers like eToro compared to crypto exchanges.

Exchanges, Credit cards, Bitcoin – who has our vote?

Before we move ahead, let’s inform you of the reason why some companies don’t facilitate credit card payments. The reason is the chargeback issue that some companies simply don’t like to face, therefore they tend to avoid customers with credit cards.

Remember, Bitcoins are expensive, don’t leave them on any merchant’s website after buying them. Instead, get them moved into your electronic wallet instantly. If you have not created your e-wallet, create it now. It’s important!

Sources to consider buying Bitcoin with Credit Card.

1) eToro – The most secure place to buy Bitcoin with Credit Card

Pros Cons
Regulated by the FCA and CySEC

Low fees

Not available in the US


eToro is the largest retail broker in the world and was one of the first to start allowing it’s users to buy bitcoin on their platform, making it one of the first brokers to brave the step into the crypto space. This has enabled thousands of it’s users to profit from the huge volatility bitcoin and other cryptocurrencies have seen.

Credit cards eToro accepts:

Visa – Mastercard – Maestro

5 Quick Steps to Buy Bitcoin

  • Create a new Etoro account – it only takes 3 minutes!
  • Make a £200 minimum deposit – Paypal is accepted
  • Buy your Bitcoins
  • Set Stop Loss and Take Profit Levels
  • Withdraw Profits

2) PaxForex great provider for US clients

Pros Cons
Web based platform and MT4 integration

Tight cryptocurrency spreads



PaxForex is great for US clients and comes backed by professional traders backed by investors. PaxForex is owned by professionals with extensive knowledge of the Forex, cryptocurrency and other financial markets. The platform easy to use for beginners and more experienced traders alike.

5 Quick Steps to Buy Cryptocurrency

  • Create a new PaxForex account
  • Make a $100 minimum deposit
  • Buy your Cryptocurrency

3)  Coinbase – An Exchange to Buy Bitcoin With Credit Card

Pros Cons
Coinbase has a user-friendly operating interface, charges a low fee and is well reputed Unavailable in some countries, Less responsive support team

Coinbase Logo

Coinbase is the world’s largest broker to deal with Bitcoins. Customers can buy Bitcoin with Credit Card up to $150/week. It has a 3.75% transaction fee charges in place for every transaction made through credit card. The company offers its services in around 33 countries of the world.

Credit cards Coinbase accepts:

Visa – Mastercard – Maestro

To buy Bitcoin with Credit Card, customers need to follow the steps given below.

  • Open an account with Coinbase.
  • Click “Setting” then add a payment method by clicking the payment method tab.
  • Select your card – Debit/Credit.
  • Fill in the details of your card.
  • Click ‘continue’ to proceed.
  • Once you buy Bitcoin with Credit Card, transfer them to your e-wallet account.

4)  Buy Bitcoin with Credit Card At Coinhouse

Pros Cons
Great Customer Support and well-respected company Available in limited countries and has higher exchange rates

Coinhouse Logo

Coinhouse is based in Paris and is sometimes referred to as the ‘home of Bitcoins’. It does allow you to buy Bitcoin with Credit Card, however only Mastercard or Visa. Coinhouse also offers you to buy Bitcoins on a cash basis.

At Coinhouse, once your account is confirmed, you can buy Bitcoin online with Credit Card up to 2000 euros worth daily. Once you’ve purchased bitcoin, you can have them transferred to your bitcoin e-wallet account instantly. Remember, Coinhouse allows a maximum of 10,000 euros worth Bitcoin in a month.

5)  Buy Bitcoin with Credit Card At BitPanda

Pros Cons
It has various payment options, its charges are relatively low Sometimes asks for additional hidden charges, Available for EU citizens only

BitPanda Logo

BitPanda was founded in 2014 and allows its customer to buy bitcoin with Credit Card. Customers can also buy Bitcoins via wire transfers, Paypal, Skrill, Neteller, plus many more. The services of the company are available only for EU citizens.

As highlighted, BitPanda offers plenty of different payment options when it comes to buying a cryptocurrency, however if you are looking to buy bitcoin with AMEX or a discover card, you will come a cropper. BitPanda only allows you to buy bitcoin with Visa or Mastercard.

With a verified account, you can buy a maximum of 2,500€ worth bitcoins daily and 75000€ worth bitcoins monthly via your credit card. For other options such as debit card payments, cash, Skrill, or Neteller the limit is 10,000€ daily and 300,000€ monthly.

Bitcoin credit cards? Bitcoin prepaid cards?

Bitcoin now is arguably a power house in the financial sector now, maybe not up with the dollar or some banks, but its current market cap exceeds $100 billion. That is not something to turn your nose up at.

It is unsurprising that people are talking about getting bitcoin prepaid cards and even bitcoin credit cards. Although those may be a while away yet, with the growth we have seen and the uptake of retailers allowing you to purchase their goods using bitcoin, it surely must not be too long away.

Avenues to Buy Bitcoin with Credit Card

As I am sure you are aware of, there are multiple different credit cards on the market:

  • Visa
  • Mastercard
  • American Express
  • Discover card

The list could continue, but how can each card affect the transaction when it comes to purchasing bitcoin with it?

No, is the simple answer, although there are differences between these credit cards, they all offer similar purchasing practices. The difference comes when you are buying bitcoin with American Express or a more peculiar card. Lots of crypto exchanges only accept Visa or Mastercard, which can put a spanner in the works.

As we go over some exchanges that offer good services when it comes to purchasing bitcoin using credit card, we will highlight the various cards they do and do not accept.

Final Words

The exchanges mentioned above are some of the best places to buy Bitcoin with Credit Card as well as other methods of payments. Your credit card information is not only safe, but you also receive the best prices.

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I heard they are starting to crack down on credit card payments? My main concern is that I’m blocked from the exchange or get my credit card blocked. I’d don’t want to put my account at risk tbh.

Nathaniel Fletcher

It’s true that credit card deposits are becoming slightly less reliable as banks solidify their position on cryptocurrencies. However, it is still possible to use them. If you’ve got any concerns, PayPal is a great alternative.


I’ve not had any problems with credit card payments in the three years I’ve bought bitcoin. If you stick to a major exchange or a CFD broker, buying bitcoin with Visa etc should be easy!


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